Critical Illness Cover
Protection for when you need it most.
Family is important- that’s why it’s best to get expert advice to protect what matters, when it matters most.
What Is It?
A critical illness cover plan is designed to pay out a lump sum in the event of the diagnosis of certain specified illnesses. Quite often it’s bolted on to life assurance policies as an additional benefit, but it can also be a standalone plan.
Who Is It For?
A Critical Illness Insurance plan is designed for those individuals or families who want a lump sum when diagnosed with a serious illness. An example of this is a lump sum that could be used to repay a loan, mortgage or to assist you financially during time off work. It could also be used to pay for necessary alterations to a house (such as adaptations in the event of disability).
The quality of cover and illnesses cover vary significantly between different providers. As advisors, we can help you find the plan that best meets your needs.